Home Loan Subsidy by Government in 2026 – Eligibility and Rules If you’re a home loan applicant, you would be delighted to know about home loan subsidy schemes. Under affordable housing schemes, the Government of India offers various subsidies, making buying your dream home more plausible. These home loan subsidy schemes by the government guarantee fund assistance for buying or constructing a Pucca home. Under the “Pradhan Mantri Awaas Yojna” (PMAY) subsidy on home loan, the government ensures that the PMAY subsidy benefits applicants living in both urban and rural areas. In this blog, we are going to discuss various PMAY subsidies, their eligibility, and the essential rules. Read More: https://www.basichomeloan.com/blog/home-loans/home-loan-subsidy